Fund Performance & Ratings
Learn to measure, compare and evaluate mutual fund performance using returns data, benchmark analysis, star ratings and risk-adjusted metrics.
30 articles- Why Two SIP Investors in the Same Fund Report Different Returns Two SIP investors in the same fund report different returns mainly due to varying investment start dates and the resulting impact… 5 min read
- Why SIP Returns and Lumpsum Returns in the Same Fund Always Differ The returns from a Systematic Investment Plan (SIP) and a lumpsum investment in the same fund differ because of timing. A lumpsum… 5 min read
- What Happens to Your Mutual Fund Returns If You Miss a SIP Installment? Missing one SIP installment costs you a few units, not your long-term returns. Top up the missed amount within the month, fix the… 5 min read
- How to Read the Returns Table in a Mutual Fund Monthly Factsheet Reading a mutual fund returns table involves more than just looking at the 1-year performance. To properly check mutual fund… 5 min read
- Why Returns Calculated From NFO Date Can Mislead You About a Fund's True Performance Returns calculated from a fund's New Fund Offer (NFO) date can be misleading because they are heavily influenced by market timing… 5 min read
- How Your Redemption Timing Affects Your Final Mutual Fund Return Your redemption day decides your final mutual fund return as much as the fund itself. Master SEBI's 3 PM cut-off, exit load… 5 min read
- What Is the NAV-Based Return Calculation Method in Mutual Funds? The NAV-based return calculation method is the standard way to measure a mutual fund's growth by comparing its Net Asset Value… 5 min read
- Returns Reported by a Fund vs Returns Earned by the Investor — Why They Differ A fund's reported return, like a 15% CAGR, assumes a single investment at the start of the period. Your actual return differs… 5 min read
- What Is the Difference Between Total Return and Capital Gain Return in Mutual Funds? Total Return in mutual funds includes all income generated by the fund, such as capital gains and dividends, giving a complete… 5 min read
- Returns Analysis Checklist for Long-Term Equity Fund Investors Learn how to check mutual fund performance in India with a 10-step checklist built for long-term equity investors. Cover rolling… 5 min read
- How to Compare a Multicap Fund Fairly When Its Benchmark Changed Mid-Period Compare a multicap fund across a benchmark change by using rolling returns, excess return over the right benchmark for each… 5 min read
- What Is the CRISIL Composite Bond Fund Index and When Is It Used? The CRISIL Composite Bond Fund Index is a benchmark used to measure the performance of Indian debt mutual funds with diversified… 5 min read
- Why a Fund That "Beats Benchmark" in a Bad Year May Still Be Underperforming A mutual fund that beats its benchmark in a bad year may seem like a strong performer, but this can be misleading. The fund might… 5 min read
- How SEBI Defines an Additional Benchmark for Equity Mutual Funds SEBI defines an additional benchmark for equity mutual funds to provide a clearer performance comparison. This means funds must… 5 min read
- Why Your Benchmark Choice Matters Very Differently at 30 vs at 60 The right benchmark at thirty is rarely the right benchmark at sixty, because the goals, risk capacity, and asset mix differ… 7 min read
- How the Top-Rated Fund in One Agency Can Be Average in Another A top-rated fund in one agency can be average in another because each agency uses a unique, secret formula to weigh factors like… 5 min read
- How to Subscribe to and Access CRISIL Mutual Fund Research in India To access CRISIL mutual fund research in India, register a free account at crisil.com, open the Quantix platform, and download… 5 min read
- How to Evaluate a Fund in a New SEBI Category Where No Rated Peers Exist When evaluating a fund in a new SEBI category, you must look beyond ratings. Analyze the fund's mandate, the fund manager's past… 5 min read
- How the 2013 Taper Tantrum Hit Indian Debt Funds — And What It Revealed The 2013 Taper Tantrum hit Indian debt funds by causing a sudden exit of foreign capital, which led to a sharp rise in bond… 5 min read
- How NRI Investors Should Read Market Cycle Performance for Indian Mutual Funds As an NRI investor, checking mutual fund performance in India requires looking beyond simple annual returns. You must analyze how… 5 min read
- What Is "Market Cap Allocation" in a Mutual Fund Factsheet? Market Cap Allocation in a mutual fund factsheet shows you the percentage of the fund's money invested in large, mid, and… 5 min read
- What Does the "Modified Duration" Line in a Debt Fund Factsheet Mean? Modified duration tells you how much a debt fund's NAV will move for a 1 percent change in interest rates. Anyone learning how to… 6 min read
- What Does "Cash and Cash Equivalents" in a Mutual Fund Factsheet Mean? Cash and cash equivalents in a mutual fund factsheet represent the fund's most liquid assets, essentially money that can be… 5 min read
- Why Mutual Fund Factsheets Lag by One Month — And What to Do About It Mutual fund factsheets lag by one month because of the time needed to collect, verify, and calculate a huge amount of portfolio… 5 min read
- How to Use Factsheets to Identify Window Dressing in Mutual Funds Mutual fund factsheets reveal window dressing when you compare top holdings, sector allocations, and turnover ratios across… 5 min read
- How to Check If a Fund's Portfolio Has Changed Significantly Since You Invested To check if a fund's portfolio has changed, you need to compare its current fund factsheet with an older one from when you… 5 min read
- What Does the Sharpe Ratio Value in a Factsheet Mean for a Conservative Investor? The Sharpe Ratio measures a fund's return compared to its risk. For a conservative investor, a higher Sharpe Ratio (ideally above… 5 min read
- How to Create a Personal Fund Report Card Using Factsheet Data To check mutual fund performance in India, gather factsheets, identify key data like returns and benchmark comparison, and create… 5 min read
- What Performance Disclosures Does SEBI Mandate Mutual Funds to Show Investors? SEBI mandates that mutual funds disclose absolute and CAGR returns over standard periods, benchmark comparison, riskometer… 5 min read
- What Is the Macroeconomic Commentary Section in a Fund's Annual Report? The macroeconomic commentary in a fund's annual report is the section where the fund management team explains how broad economic… 5 min read