Corporate Debt
Covers corporate bonds, NCDs, commercial paper and bond ratings — everything from NCD IPOs to credit risk analysis for Indian investors.
- What is a Listed Corporate Bond vs an Unlisted Bond in India? A listed corporate bond in India trades on a stock exchange like the NSE or BSE, offering high liquidity and price transparency. I…
- Corporate Bond vs Debt Mutual Fund — Which is More Tax-Efficient? Corporate bonds are more tax-efficient in lower slabs or when held to maturity. Debt mutual funds win in the 30 percent slab becau…
- How Much Can You Earn by Investing ₹5 Lakh in Corporate Bonds in India? Investing 5 lakh rupees in corporate bonds in India could earn you between 40,000 and 55,000 rupees annually, depending on the bon…
- What is a Non-Convertible Debenture — Definition and Meaning? A non-convertible debenture is a corporate debt instrument that pays fixed interest and returns capital at maturity without ever t…
- Documents Required to Apply for an NCD IPO in India To apply for an NCD IPO in India, you primarily need a valid PAN card, an active Demat account, and a bank account that supports A…
- Can NRI Investors Apply for NCDs in India? Yes, Non-Resident Indian (NRI) investors can apply for Non-Convertible Debentures (NCDs) in India, but they must follow specific r…
- How to Exit an NCD Before Maturity in India You can exit an NCD early by selling it on the exchange through your broker, using a put option if available, or negotiating a pri…
- NCD vs Debt Mutual Fund — Which Should Conservative Investors Choose? NCDs offer fixed, predictable returns and are suitable for investors who want a stable income without market volatility. Debt Mutu…
- ₹1 Lakh in NCDs vs FDs Over 3 Years — Return Calculation Investing 1 lakh rupees for 3 years in a 9% NCD could yield around 29,503 rupees in interest, while a 7% FD might yield 23,144 rup…
- What is Default Risk on a Corporate Bond and How Do You Measure It? Default risk on a corporate bond is the chance that the company issuing the bond will fail to pay back your money (principal) or t…
- How the IL&FS Crisis Exposed Serious Flaws in Corporate Bond Ratings The IL&FS crisis showed that corporate bond ratings, once seen as infallible, can have serious flaws. This event highlighted the n…
- What is Recovery Rate When a Corporate Bond Defaults in India? The recovery rate for a corporate bond in India is the percentage of the original investment an investor gets back after the compa…
- What is the Difference Between Yield Spread and Credit Spread for Corporate Bonds? Yield spread is the total difference in interest rate (yield) between two bonds, typically a corporate bond and a safer government…
- How Companies Set Up a Commercial Paper Programme in India Companies set up a Commercial Paper programme in India by meeting RBI's eligibility criteria, obtaining a minimum credit rating, a…
- AA vs A Rated Commercial Paper — How Much More Does Lower Rating Cost? An A-rated commercial paper typically costs a company 0.50% to 1.00% more in annual interest than a AA-rated paper. This extra cos…
- What is a Foreign Currency Convertible Bond (FCCB) and How Does It Work? A Foreign Currency Convertible Bond (FCCB) is a special type of corporate bond issued by an Indian company in a foreign currency. …
- Short-Term Corporate Debt vs Long-Term Corporate Bond — Risk and Yield Compared Short-term corporate debt in India matures in one to three years with lower yields but minimal price volatility, while long-term c…
- How Credit Downgrade of a Corporate Bond Affects Its Secondary Market Price A credit downgrade of a corporate bond means the issuing company's financial health has worsened, increasing its perceived risk. T…
- How Short-Term Debt Rollover Failure Can Trigger Corporate Bankruptcy in India Short-term debt rollover failure means a company cannot get new loans to pay off old ones, leading to an immediate cash shortage. …
- Clean Price vs Dirty Price — Why It Matters When Buying NCDs in India The dirty price is the total amount you pay for a corporate bond in India, as it includes both the bond's market price (clean pric…
- How to Use Bond Duration to Pick Corporate Bonds in a Rate Cycle Bond duration measures a bond's price sensitivity to changes in interest rates. To pick corporate bonds in India during a rate cyc…
- How to Calculate XIRR on a Corporate Bond Portfolio in India To calculate XIRR on a corporate bond portfolio in India, list all cash flows (investments as negative, returns as positive) with …
- Corporate Bond Allocation for 55-Year-Olds Approaching Retirement in India A corporate bond in India is a loan you give to a company in exchange for regular interest payments. For a 55-year-old approaching…