General Insurance
General insurance, also known as non-life insurance, protects you against financial losses from various risks like damage to property, vehicles, or liabilities. It offers essential coverage ensuring p
33 articles- 5 Things to Check Before Buying Motor Insurance Before buying motor insurance, you should check five key things: the Insured Declared Value (IDV), the type of coverage, available... 5 min read
- How much IDV do I need for my car? Set your car's IDV close to its current depreciated showroom price, not the lowest band offered. For a 1 to 2 year old car, that m... 6 min read
- Motor Insurance for Retired Individuals As a retired individual, you likely drive less, which can mean lower motor insurance premiums. The best general insurance for you... 5 min read
- How many NCB points can I get? You can get a maximum of 50% No Claim Bonus (NCB) points on your general insurance policy for your car. This discount is accumulat... 5 min read
- How much downtime can I claim? The amount of downtime you can claim from your general insurance depends on your policy's daily cash allowance, typically ranging... 5 min read
- What is Insured Declared Value (IDV)? Insured Declared Value (IDV) is the maximum amount an insurance company will pay you if your vehicle is stolen or damaged beyond r... 5 min read
- How to Choose Between Insurers for Motor Insurance To choose between insurers for motor insurance, you must first assess your coverage needs, like third-party versus comprehensive c... 5 min read
- 5 Things to Check Before Buying Home Property Insurance Before buying home property insurance, you must check five key things. These include understanding the full scope of coverage for... 5 min read
- Understanding Home Insurance: Key Terms Explained Home insurance protects your house, contents, or both, against fire, theft, and natural disasters. Knowing the key terms like sum... 6 min read
- Is My Old Furniture Covered by Home Insurance? Yes, your old furniture is typically covered by general insurance, but often only for its Actual Cash Value (ACV). This means the... 5 min read
- How much does it cost to insure a new car? The cost to insure a new car in India is usually between 2% and 3% of its Insured Declared Value (IDV). This cost is for a compreh... 5 min read
- What is Comprehensive Travel Insurance? Comprehensive travel insurance is a type of general insurance that bundles together a wide range of protections for your trip into... 5 min read
- How much does travel insurance cost per day? Travel insurance costs roughly 50 to 200 rupees per day for working-age travellers and rises sharply for seniors and US trips. Age... 5 min read
- Fire Insurance vs. Building Insurance: Which is Better Building insurance is typically better because it offers broader protection that includes fire damage, along with other risks like... 5 min read
- Things to Check Before Buying Fire Insurance Fire insurance policies look identical on the cover but differ sharply in the fine print, especially around sum insured method, pe... 5 min read
- How to Get a Fire Insurance Quote Online A general insurance fire policy is a broad property cover including fire, flood, storm, riot, lightning and impact damage. To get... 5 min read
- What is a Fire Insurance Rider A fire insurance rider is an optional add-on that you can add to your standard fire insurance policy. It provides extra coverage f... 5 min read
- How to Choose a Fire Insurance Company Choosing a fire insurance company involves assessing your property's value and risks, then comparing insurers on coverage, claim s... 5 min read
- Liability Insurance for Contractors: What You Need to Know General insurance for contractors is not a luxury; it's a critical business tool. It protects you from financial ruin if an accide... 5 min read
- What Does Employer's Liability Insurance Cover? Employer's liability insurance is a type of general insurance that covers legal costs and compensation claims if an employee gets... 5 min read
- Liability Insurance for Non-Profits: Key Considerations Liability insurance for non-profits is a set of policies that financially protect your organization from lawsuits or claims of har... 5 min read
- What is Liability Insurance and Do You Need It? Liability insurance is a type of general insurance that protects you financially if you are found legally responsible for causing... 5 min read
- Home Insurance vs. Renters Insurance: Which is Right? Home insurance protects the structure of a property you own and your belongings inside. Renters insurance, on the other hand, only... 5 min read
- Car Insurance vs. Bike Insurance — Which is Better for You? Car insurance and bike insurance are both types of general insurance that protect you financially. Car insurance is more expensive... 5 min read
- Is Overseas Travel Insurance Always Included? Overseas travel insurance is not always included with your credit cards or flight bookings. These "free" plans are often very basi... 5 min read
- What Happens If You Don't Have Motor Insurance? Driving without motor insurance in India means heavy fines, possible jail time, vehicle seizure, full out-of-pocket liability for... 5 min read
- Best Motor Insurance Add-ons for Indian Roads The best motor insurance add-on for Indian roads is the Zero Depreciation Cover, as it ensures you get the full value for replaced... 5 min read
- How Many Claims Can I Make on My Travel Insurance? Most travel insurance policies allow multiple claims, provided each event stays within its per-event sub-limit and the total sum i... 5 min read
- What is Marine Cargo Insurance? Marine cargo insurance is a type of general insurance that protects goods from loss or damage while being transported by sea, air,... 5 min read
- Why is Marine Cargo Insurance So Expensive? Marine cargo insurance is expensive because the sea destroys cargo at scale, General Average forces shared losses, and the global... 5 min read
- How Much Does Marine Cargo Insurance Cost? The cost of marine cargo insurance is not a fixed number, but a variable rate typically ranging from 0.05% to 0.5% of your shipmen... 5 min read
- Marine Cargo Insurance for Exporters Marine cargo insurance is a type of general insurance that protects your goods while they are in transit over sea, air, or land. F... 5 min read
- Why Goods Are Lost or Stolen in Transit Goods are lost or stolen in transit due to reasons like human error, organized theft, damage, and internal pilferage. A general in... 5 min read