Health Insurance
Health insurance protects you from unexpected medical expenses, covering hospitalisation, critical illness, and more. Learn about various plans, how to choose the best one, and navigate the claim proc
32 articles- Mediclaim vs Top-up Health Insurance: Which is Better? A Mediclaim policy is your primary health insurance that covers hospital bills from the very first rupee. A top-up health insuranc... 5 min read
- What is a Waiting Period in Health Insurance? A waiting period in health insurance is a specific time you must wait after buying your policy before you can claim certain benefi... 5 min read
- How to Choose Critical Illness Cover Choosing a critical illness cover involves assessing your financial needs and carefully reviewing the policy's list of covered ill... 5 min read
- Why is Critical Illness Cover Important? A critical illness policy is important because it pays a lump-sum amount upon diagnosis of a major illness, covering costs your re... 5 min read
- 6 Checklist Items for Critical Illness Insurance A checklist for critical illness insurance should include reviewing the list of covered illnesses, understanding the survival and... 5 min read
- Critical Illness Cover for New Parents Critical illness cover provides a lump-sum cash payment if you're diagnosed with a major illness specified in your policy. For new... 5 min read
- How much Critical Illness cover can I get with my salary? A common rule of thumb is to get a critical illness cover that is 3 to 5 times your annual salary. However, this is just a startin... 5 min read
- Checklist for Buying Health Insurance for Your Parents Buying health insurance for parents requires checking pre-existing disease waiting periods, co-payment clauses, network hospitals,... 5 min read
- Is Maternity Cover Always Included? No, maternity cover is not a standard feature in most health insurance plans. It is typically available as an add-on or rider in c... 5 min read
- Best Health Insurance for Newly Married Couples The best health insurance for newly married couples is typically a family floater plan that includes comprehensive coverage, mater... 5 min read
- What is Mediclaim? A Simple Guide for Beginners Mediclaim is a type of health insurance policy that specifically covers hospitalisation expenses up to a certain limit. It protect... 5 min read
- How to Compare Health Insurance Policies Online To compare health insurance policies online, start by assessing your personal needs and family size to determine the right coverag... 5 min read
- Best Health Insurance for Individuals Below 30 The best health insurance for individuals below 30 is a comprehensive plan that offers a high sum insured and restoration benefits... 5 min read
- What is a Health Insurance Rider? A health insurance rider is an optional add-on you can purchase with your main policy to get extra coverage for specific risks. It... 5 min read
- How to Deal with Health Insurance Policy Exclusions Health insurance policy exclusions are specific conditions or treatments your plan will not pay for, such as cosmetic surgery or p... 5 min read
- How much is the average health insurance claim? The average health insurance claim in India is around 65,000 rupees, but the top 5% of claims exceed 6 lakh rupees and pull the ri... 5 min read
- Mediclaim vs Top-up Health Insurance — Which is Better? Mediclaim covers small to mid hospitalizations from the first bill, while a top-up health insurance plan covers expenses above a d... 5 min read
- Is Health Insurance Premium Really a Tax-Saving Tool? Health insurance does offer significant tax benefits under Section 80D, which can lower your taxable income. However, its primary... 5 min read
- What is Health Insurance Portability? Health insurance portability allows you to switch your health insurance policy from one insurance company to another without losin... 5 min read
- Is Health Insurance Taxable in India? In India, the amount you receive from a health insurance claim is generally not taxable. It is considered a reimbursement for medi... 5 min read
- Health Insurance vs Life Insurance: Which is More Important? Health insurance is more important than life insurance for most people because hospital bills are far more frequent than death dur... 5 min read
- How much is the waiting period for pre-existing diseases? The waiting period for pre-existing diseases in health insurance is typically between 24 and 48 months (2 to 4 years). This means... 5 min read
- How much is the average health insurance claim amount? The average health insurance claim in India ranges from 50,000 to 1,50,000 rupees per hospitalisation, but serious illnesses like... 5 min read
- How to get maternity cover in a family floater plan Most family floater plans do not include maternity by default. To get maternity cover, add it as a rider or buy a maternity inclus... 5 min read
- Maternity rider vs. standalone maternity policy A maternity rider is a cost-effective add-on to your existing health insurance, best for those who can wait 2-4 years before needi... 5 min read
- Maternity health insurance for single mothers As a single mother, you can get maternity health insurance through a standalone policy, an add-on rider to your existing health pl... 5 min read
- Top 5 Health Insurance Plans for Senior Citizens The best health insurance for senior citizens is the Star Health Senior Citizens Red Carpet Plan due to its comprehensive coverage... 5 min read
- Senior Citizen Health Plan Checklist A senior citizen health plan checklist helps you systematically compare policies. Key items to check include the entry age, sum in... 5 min read
- How to Get Health Insurance After 60 Getting health insurance after 60 is possible by assessing your health needs, researching senior-specific plans, and carefully com... 5 min read
- Things to Check Before Buying Senior Citizen Mediclaim Choosing health insurance for a senior citizen requires checking more than just the premium. You must carefully review the co-paym... 5 min read
- How to Renew Health Insurance for Senior Citizens To renew health insurance for senior citizens, start reviewing the policy 30 days before the renewal date, check for adequate sum... 5 min read
- 8 Things to Check Before Buying Senior Health Insurance Before buying senior health insurance, check the entry and renewal age limits, pre-existing waiting period, co-payment clause, sub... 5 min read