Investing Basics
Master the fundamentals of investing — understand what it means, why it matters, how compounding works, and how to start building wealth in India.
- What is a Return on Investment in Simple Words? Return on Investment (ROI) is a simple way to measure the profit you make from an investment. It is usually shown as a percentage …
- Keeping Money in a Bank vs Investing — What Wins Over 10 Years? For a 10-year period, investing your money will almost always lead to more wealth than keeping it in a bank. The power of compound…
- Best Reasons to Start Investing Early in India The best reason to start investing early in India is to harness the power of compounding, which allows your money to grow exponent…
- Best Books on Investing for Beginners in India The best investing books for beginners in India help you build real knowledge fast — not just theory. Let's Talk Money by Monika H…
- I Am Scared of Losing Money — Should I Still Invest? Feeling scared to lose money is normal, but it shouldn't stop you from building wealth. The key is to understand what investing tr…
- What Percentage of Your Income Should You Invest? A good rule of thumb is to invest 20% of your after-tax income. This is part of the popular 50/30/20 budget, where 50% goes to nee…
- Time in the Market vs Timing the Market — Which Actually Works? Time in the market involves staying invested for the long term, regardless of market fluctuations. Timing the market is trying to …
- My Portfolio Is Down 20% — What Should I Do? A 20 percent portfolio drop is painful but normal — markets fall this much every few years. Stay calm, review each stock honestly,…
- What is an Equity Investment? An equity investment is simply buying a small piece of ownership in a public company. These pieces of ownership are called shares …
- Stocks vs Mutual Funds — What is the Difference for Beginners? The main difference between stocks and mutual funds is ownership and diversification. Stocks represent direct ownership in a singl…
- Best Investment Types for Beginners in India The best investment for most beginners in India is a Nifty 50 index fund via a monthly SIP — low cost, diversified, and proven ove…
- I Want High Returns But Zero Risk — Is That Possible? It is not possible to get high returns with zero risk. The risk-return tradeoff is a fundamental principle of finance, meaning inv…
- How to Evaluate Any Investment Before You Put Money In — A Checklist Evaluating any investment before putting money in requires checking 10 things: whether you understand it, its risk profile, fees, …
- Best Safe Investment Mix for Retirees in India The best safe investment mix for retirees in India focuses on capital preservation and regular income. It typically includes a lar…
- What is the Minimum Amount to Start Investing in India? The minimum amount to start investing in India is as low as 100 rupees, with many popular options like mutual fund SIPs easily acc…
- How to Start a Monthly Investment Habit in India A monthly investment habit starts with defining your goals and choosing a suitable option like a Systematic Investment Plan (SIP).…
- I Got Scared and Sold My Investments — What Should I Do Now? If you got scared and sold your investments, the first step is to forgive yourself. The best way forward is to create a simple inv…
- How Does Investing Change at Different Life Stages? Your investing strategy should change as you age. In your twenties, maximize equity for growth. By your sixties, shift to income g…
- Best Monthly Investment Plan for a Salaried Person in India The best monthly investment plan for a salaried person is an Equity Mutual Fund SIP, as it offers high growth potential with small…
- I Have Multiple Loans and Cannot Invest — What Is the Priority Order? Feeling trapped by debt and unable to invest? The priority is not to pay off all debt first. You should create a small emergency f…