UPI & Digital Payments
Everything about UPI, NEFT, RTGS, digital wallets, and payment safety in India. Learn how to pay, transfer money, and avoid fraud.
- How to Change Your Default Bank Account in UPI Changing your default bank account in UPI is a simple process done through your app's settings. This allows you to choose which ac…
- How to Update Your UPI PIN To update your UPI PIN, open your payment app and navigate to the bank account settings. Select the option to 'Change' or 'Reset' …
- UPI vs NEFT — Which Is Better for Small Transfers? For small, instant transfers, UPI is the better choice. It is faster, requires less information from the recipient, and is designe…
- UPI vs Credit Card — Which Should You Use for Daily Spending? UPI is a direct payment system from your bank account, best for budget-conscious spending and avoiding debt. Credit cards offer re…
- BHIM vs UPI — Are They the Same or Different? UPI (Unified Payments Interface) is the technology that allows instant money transfers between bank accounts. BHIM (Bharat Interfa…
- 10 Things You Must Know Before Using UPI for the First Time Before using UPI for the first time, you must link your bank account, create a secure UPI PIN, and understand transaction limits. …
- What is Google Pay and How Does It Work? Google Pay is a digital payment app from Google that uses India's UPI network to move money directly from your bank account to any…
- How to Request Money from Someone via a UPI App You can request money from someone via a UPI app by opening your app, finding the 'request money' option, entering the payer's UPI…
- How to Use UPI AutoPay for Monthly Subscriptions and Bills UPI AutoPay is a feature that allows you to automate recurring payments like monthly subscriptions and bills directly from your ba…
- PhonePe vs Paytm — Which Is Better in 2024? PhonePe is generally better for simple, fast UPI payments due to its clean interface and reliability. Paytm is the choice for user…
- Best UPI Apps in India 2024 — Compared and Ranked Google Pay is the best UPI app in India for 2024, offering the highest transaction success rate and cleanest interface. PhonePe le…
- Best UPI Apps for Small Businesses and Merchants The best UPI apps for small businesses are PhonePe Business, Google Pay for Business, and Paytm Business. These apps offer easy pa…
- Best UPI App for a College Student in India The best UPI app for a college student offers a mix of easy bill splitting, valuable cashback, and a simple, secure interface. App…
- How to Do a NEFT Transfer Online Step by Step To send a NEFT transfer online, log in to your net banking, add the receiver as a beneficiary with name, account number and IFSC, …
- When Should You Use NEFT Instead of UPI? A Practical Guide Use UPI for fast, small, and everyday payments like buying coffee or splitting a bill with a friend. Choose NEFT for larger, non-u…
- NEFT vs UPI — Which Is Better for Large Transfers? For large transfers, NEFT is usually better than UPI because of higher per-transaction limits, cleaner records, and fewer split-pa…
- Best Bank Transfer Method for Business Payments in India The best bank transfer method for most business payments in India is UPI, thanks to its instant settlement, low cost, and ease of …
- Documents Needed to Do Your First RTGS Transfer To complete your first RTGS transfer, you will need a filled-out RTGS application form from your bank. Most importantly, you must …
- How to Disable BNPL Auto-Debit on Your Phone You can disable BNPL auto-debit on your phone by checking the BNPL app's settings and your linked UPI or bank app for active manda…
- Digital Wallet vs Net Banking — Which Is More Secure? Net banking is generally more secure for large, critical transactions due to its multi-layered authentication. However, digital wa…
- BNPL vs EMI — What Is the Difference and Which Is Better? BNPL (Buy Now, Pay Later) is a short-term loan for small purchases with an interest-free period, while an EMI (Equated Monthly Ins…
- Paytm Wallet vs PhonePe Wallet — Which Is More Useful? PhonePe is generally better for users who want a simple and fast UPI experience, while Paytm is more useful for those who prefer a…
- Digital Wallet KYC Declined — Why and How to Fix A rejected digital wallet KYC is often due to mismatched information on your documents or blurry uploaded photos. To fix it, caref…
- Money Deducted from Wallet but Transaction Failed — What to Do If money is deducted from your wallet but the UPI transaction failed, you should wait for an automatic reversal. This process usua…
- What Is the Maximum BNPL Credit Limit You Can Get in India? The maximum Buy Now, Pay Later (BNPL) credit limit in India can go up to 1,00,000 rupees, with some providers offering even more f…
- Is a Digital Wallet Safer Than a Bank Account? A digital wallet is not inherently safer than a bank account; they are built for different purposes. While wallets and UPI apps li…
- 8 Things to Know Before Choosing a Payment Gateway for Your Business Choosing a payment gateway for your business requires looking beyond just the transaction fees. You must consider critical factors…
- What is Screen Sharing Fraud and How Is It Done via UPI? Screen sharing fraud is a scam where a fraudster tricks you into sharing your mobile screen using a remote access app. They then w…
- Best Ways to Protect Your UPI Account from Fraud The best way to protect your UPI account from fraud is to never click on unverified links or share your UPI PIN with anyone. Alway…