Bonds
Complete guide to bond investing — bond types, pricing, yields, direct bond investing in India, and building a bond portfolio.
- How Bond Default Risk Affects Your Returns Bond default risk is the chance that a bond issuer will not be able to make its promised interest payments or repay the principal …
- What is Clean Price vs Dirty Price of a Bond? The clean price is the quoted price of a bond, which does not include any interest that has been earned but not yet paid. The dirt…
- How to Explain a Bond to Someone Who Has Never Invested A bond is a loan you give to a government or company in exchange for regular interest payments and the return of your money on a s…
- Is Higher Yield Always Better When Buying a Bond? A higher bond yield is not always better because it often signals higher risk. While it offers more income, investors must balance…
- Is a Long-Duration Bond Always Better for High Returns? No, a long-duration bond is not always better for high returns. While they can offer higher initial yields and significant gains i…
- How Central Bank Rate Decisions Move Indian Bond Markets Central bank rate decisions in India directly impact bond markets by influencing interest rates, causing existing bond prices and …
- Yield to Call vs Yield to Maturity — Which Matters for Callable Bonds? For a callable bond trading at a premium, Yield to Call (YTC) is the more realistic measure of your potential return. If the bond …
- Is YTM the Actual Return You Will Receive From a Bond? Yield to Maturity (YTM) is the total anticipated return from a bond if it is held until it matures. However, it is not your actual…
- Best 54EC Capital Gains Bonds — NHAI vs REC vs PFC While NHAI, REC, and PFC bonds are very similar, PFC bonds are often the best choice due to their consistent availability and smoo…
- What is a PSU Bond? A PSU bond is a type of bond issued by a Public Sector Undertaking (PSU), which is a company owned by the Government of India. Ess…
- ₹1 Lakh in RBI Floating Rate Savings Bond — Annual Income Investing 1 lakh rupees in the RBI Floating Rate Savings Bond at the current 8.05 percent rate earns roughly 8,050 rupees per year…
- What is a Dim Sum Bond? A Dim Sum bond is a type of bond denominated in Chinese yuan but issued and traded outside of mainland China, usually in Hong Kong…
- What is RBI Retail Direct and How Does It Work? RBI Retail Direct is a free online platform by the Reserve Bank of India that allows individual investors to directly buy and sell…
- ₹10 Lakh Bond Ladder at 8% — Monthly Income Estimate A 10 lakh rupee bond ladder averaging 8 percent yields about 6,660 rupees per month in interest income. A 5-rung ladder across 1 t…
- Is My Bond Investment Protected by DICGC Deposit Insurance? No, your bond investment is not protected by DICGC deposit insurance. DICGC covers bank deposits like savings accounts and fixed d…
- What is the FEMA Rule for NRI Bond Investment in India? The FEMA rule for NRI bond investment in India allows Non-Resident Indians to purchase government and corporate bonds. Investments…
- Bond Investment Checklist for Conservative Investors in India A bond is like a loan you give to a government or a company, which promises to pay you back with regular interest. For conservativ…
- ₹20 Lakh in Bonds — Monthly Income You Can Expect You can expect a monthly income of around 10,000 to 14,000 rupees from a 20 lakh rupees investment in bonds. This amount depends h…
- How to Automate Bond Coupon Reinvestment in India To automate bond coupon reinvestment in India, you can direct your coupon payments into a liquid mutual fund. From there, set up a…
- How Bonds Reduce Overall Portfolio Volatility Bonds reduce overall portfolio volatility by providing a stable income stream and typically moving in the opposite direction to st…
- Bonds vs Gold as Safe Haven — Which is Better in India? Bonds offer predictable income and are generally more stable, making them suitable for investors seeking capital preservation. Gol…
- Why Bonds and Equities Don't Always Move in Opposite Directions Bonds and equities don't always move in opposite directions because of unexpected economic shocks, primarily high inflation. Infla…
- How India's Bond Market Has Evolved Over the Last Decade A bond is a loan you give to a government or a company in exchange for regular interest payments. Over the last decade, India's bo…